Mortgage / Real Estate

The Industry's Choice
Internet Access To Credit Reports In Minutes
Speedy Supplements
2-5 Days Rapid Rescoring
Excellent Customer Service
24-Hour Customer Support
Reports Accepted By Most Lenders
Compatible With Points, Encompass & Most LOS
Tools To Increase Credit Scores
See Sample Report

Fannie Mae DU/DO
Freddie Mac LP
Flood Search
E-magic
Credit Xpert Tools
Automated Valuation Models (AVM)

Cal Coast Credit Reports provide lenders with the credit information necessary to perform their challenging task of extending loans. Our credit reports are delivered in an easy-to-read format with up-to-date information as reported by the credit bureaus. We make the task of determining credit worthiness and credit risk more efficient and effective.

Our Reports consist of merged credit information from all 3 of the national credit bureaus (Equifax, Experian, and TransUnion.) Our reports are produced according to the standards and underwriting guidelines of FNMA, FHLMC, FHA, and VA.

Credit Reports include the following information:

FICO Scores
Employment Information
Residential Information
Credit History of Current Accounts — accounts paid as agreed
Credit History of Derogatory Accounts — accounts with late payments
Collection Accounts — bad debt handled by a collection agency
Public Records — personal tax liens, civil law suits, bankruptcy filings
Inquiry Tracking — listing of creditors that have inquired on your customer

"Flash" Re-score — Learn more about our 2-5 days Rapid Rescore Service.

Credit Reports can be accessed 24 hours a day and 7 days a week over the Internet. Brokers and lenders can attain the needed credit information on a prospective loan applicant in minutes. Credit Reports enhance your ability to quickly determine whether a potential customer can qualify for your services. You have the flexibility to order credit information from one, two or all three of the national credit bureaus.

Credit Scoring Tools

Demo Software       See Sample Report